Sunday, July 1, 2012

Healthcare Insurance Quiz

Assuming you are a working American with primary health insurance with United Healthcare from your own employer, and a secondary coverage with Blue Cross from your spouse' healthcare insurance. You received a certain medical service from Dr. A.

Dr. A's fee schedule for this service is as follows:
Service Fee: $160
Network Discount with United Healthcare: $104
Network Discount with Blue Cross: $76

Your co-payment responsibility with the two insurance coverages are:
United Healthcare Copay: $30
Blue Cross Copay: $50

Question: if Dr. A submitted the claim to both insurance companies for reimbursement, what will be your final bill to pay to Dr. A after the insurance coverages?


Answer: $22. (If you do not know how the number comes up, email me. :-)

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