Assuming you are a working American with primary health insurance
with United Healthcare from your own employer, and a secondary coverage
with Blue Cross from your spouse' healthcare insurance. You received a
certain medical service from Dr. A.
Dr. A's fee schedule for this service is as follows:
Service Fee: $160
Network Discount with United Healthcare: $104
Network Discount with Blue Cross: $76
Your co-payment responsibility with the two insurance coverages are:
United Healthcare Copay: $30
Blue Cross Copay: $50
Question: if Dr. A submitted the claim to both insurance companies for reimbursement, what will be your final bill to pay to Dr. A after the insurance coverages?
Answer: $22. (If you do not know how the number comes up, email me. :-)
Dr. A's fee schedule for this service is as follows:
Service Fee: $160
Network Discount with United Healthcare: $104
Network Discount with Blue Cross: $76
Your co-payment responsibility with the two insurance coverages are:
United Healthcare Copay: $30
Blue Cross Copay: $50
Question: if Dr. A submitted the claim to both insurance companies for reimbursement, what will be your final bill to pay to Dr. A after the insurance coverages?
Answer: $22. (If you do not know how the number comes up, email me. :-)
